About me: I am [age] years old and I am interested in [topics]. I want to earn money on YouTube using AI.

Analyze my situation and deliver:
1. The 5 niches with the highest CPM rates.
2. Which of these niches best matches my age and my interests.
3. A competitor gap analysis for every niche.
4. Realistic income potential at 1K, 10K and 100K subscribers.
5. Which niche I could launch TODAY with no budget at all.

Order the niches from easiest and fastest to monetize to hardest.